4.4
22K reviews
500K+
Downloads
Content rating
Everyone
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About this app

Enjoy a simple way to manage your Bread Cashback™ American Express® Credit Card, Bread RewardsTM American Express® Credit Card, and AAA Visa Signature® credit card accounts on the go.
And, we’re working hard to add more brands to the app soon!

Access your account anytime, anywhere, logging in with the same username and password you use on Account Center. Inside the app, you can make a payment, redeem your rewards, and review transaction history and more—all at your fingertips.

Manage Your Account Easily
- Log in quickly and securely with username/password or biometrics
- Review transactions and statements
- Search recent activity and filter as needed
- Activate your card, add an authorized buyer and lock and unlock your card (for select programs)

Make Payments in a Few Taps
- Set up automatic payments
- Schedule a one-time payment
- Edit or delete a scheduled payment

Get Rewarded as You Shop (for select programs)
- Track your reward earnings
- Redeem in any amount you’d like
- Unlock exclusive offers on our partner site, linked on the app

Enjoy Safe and Secure Communication
- Reach out to us any time through our Secure Message Center

Copyright © 2024 Bread Financial. Comenity Bank and Comenity Capital Bank are Bread Financial companies.
Updated on
Sep 24, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity and App info and performance
This app may collect these data types
Location, Personal info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
21.7K reviews
Jeffrey Park
April 9, 2025
Can't connect HYS account. The Bread site directs you to this app to manage your high yield savings account. I get the impression that there used to be a separate app that no longer exists. I can't do anything with app except get stuck on a screen that demands I add cards that I don't have. I reached out via email listed in the app store to report the problem and never heard back. If there is a separate app to manage savings, it's non existent in the app store.
77 people found this review helpful
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Bread Financial Holdings, Inc.
April 9, 2025
Hi Jeffrey! We're sorry you had this problem and apologize for any inconvenience. Your experience is important to us. We are aware of the issue, and we are diligently working on this matter at the moment. Thank you.^TM
Nygel Burdick
September 24, 2025
Can't connect to my Bread loan account. Despite that, when I go to log in through the website, it asks to redirect to this app every single time I log in. I don't understand why they would have split up apps for accounts that just exist to take payments. Extremely similar yet one has access and another does not. To be honest it seems like bread puts the least amount of effort into serving the customers who get financing loans. All their other platforms and sites seem way more polished.
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Tinuade Aroloye
October 3, 2025
How is this app even a 4*? The technology is frustrating. If you don’t have an account yet, be prepared for a challenge. Their system has a way of repeatedly saying your information is incorrect when you try to log into your account. You'll find yourself constantly trying to verify your identity ,and often unable to do so because text or email verification is unavailable. It's a very discouraging experience.
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Bread Financial Holdings, Inc.
October 3, 2025
Hi Tinuade Aroloye. Thank you for your comments. Please know that your experience matters to us, and we're sorry to hear we missed the mark. If we can help you with anything, please visit http://spr.ly/61224AYhRp or call 1-855-796-9632 (TDD/TTY:1-888-819-1918). We're always happy to help.

What’s new

- Minor bug fixes and performance enhancements.

App support

Phone number
+18882825154
About the developer
Bread Financial Holdings, Inc.
BreadFinancialMobileSupport@breadfinancial.com
3095 Loyalty Cir Columbus, OH 43219 United States
+1 210-848-7374

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