Forfeit: Money Accountability

Forfeit: Money Accountability Complete habits or lose money Forfeit is an accountability app that takes your money if you don't complete your habits. We're based on the scientifically backed concept of Habit Contracts - popularised by Atomic Habits - that losing money is highly motivational. Out 20k+ users have achieved a 94% success rate on over 75k forfeits, staking over $1m dollars.

HOW IT WORKS
1. Set your forfeit Set the task/habit that you want to complete, when you want to complete it by, and how much you'll lose if you don't complete it.
2. Submit your evidence Verify that you completed your habit using any of the methods defined below. This can be in the form of a photo, timelapse, self-verify, friend verify, GPS check-in, a web tracking limit, a Strava run, a Whoop activity, a MyFitnessPal meal or anything else.
3. Or you lose money If you don't send evidence in time, you lose money. This rarely happens - only 6% of forfeits fail. If you do fail, you can appeal the failed forfeit - we only want you to fail if it's a willpower issue, not if life gets in the way!

VERIFICATION METHODS
• Photo - Take a photo of the task that you completed, and an AI will verify if your photo matches your description.
• Timelapse - Record a timelapse of you completing the tasks that you completed, and a human will verify if your photo matches your description.
• GPS Check-in/Avoid - Set a GPS location that you must be within/outside of 100m of by the deadline.
• Friend-Verify, Rescuetime & many more!

OTHER FEATURES
• X days/week: Set forfeits to be due a certain of times per week (eg, work out 3x/week)
• Certain days/week: Set forfeits only to be due on certain days
• Appeal anything: If you have to skip a submission, simply send in an appeal
• Text accountability

OVERLORD
• Next generation AI habit tracker, use differing verification methods to prove to your AI accountability buddy that you have completed your goals to have them approved.

OVERLORD VERIFICATION TYPES
• Photo - Take a photo of the task that you completed, and an AI will verify if your photo matches your description.
• Video - Take a video of your completed goal and send it to Overlord to have it analyze and ensure that it proves you completed the goal.
• Health‑data sync - Verify your goals using various health types: steps, calories, sleep, heart‑rate workouts, hydration, weight, and more via Health Connect.

WHY WE REQUEST HEALTH CONNECT PERMISSIONS
• Heart‑rate (read/write) – Verifies cardio goals (e.g., 20 min ≥ 60 % HRmax) and can log the workout back to Health Connect.
• Steps & Distance (read/write) – Confirms step or distance goals such as 10 000 steps or a 5 km run.
• Active Calories (read/write) – Checks daily burn targets (e.g., 400 kcal).
• Exercise Sessions (read/write) – Auto‑completes goals based on “Run”, “Cycling”, etc.
• Sleep (read/write) – Verifies sleep‑duration goals (e.g., ≥ 7 h).
• Hydration (read/write) – Confirms water‑intake goals and logs the amount.
• Weight (read/write) – Reads and logs weight entries for weight‑tracking goals.
• Floors Climbed (read/write) – Verifies stair‑climbing goals (e.g., 20 floors/day).
• Activity Recognition – Detects motion state to trigger reminders and reduce battery use.

WHY WE REQUEST ACCESSIBILITY PERMISSIONS
Overlord uses Android AccessibilityService to detect the foreground app and block apps you select during goals. We don’t read text, taps, or screen content—only the package name. Optional & user-started: runs only after you enable + grant permission; disable anytime. No Accessibility data is stored or shared.

We access only the data you enable, never use it for ads, and you can revoke permission at any time in Android settings. If you turn on cloud backup, verified metrics are encrypted and stored on our servers so you can restore streaks and give Overlord context on your current activity. You can delete this at any time - just reach out via the in app support chat.